We also learned that all of these can be overwritten by using a graycard. The graycard is simply a piece of paper with an 18% gray fill on it. If you point your camera at the card and use the light settings it gives you before taking your picture, it's sure to be properly exposed.
Here are a few pictures that I took of Tasha in the three different metering modes (without using a graycard). It looks like the center-weighted mode is the most accurate, as the other two are a little underexposed.
